About RetireProof

RetireProof Insurance Agency, led by owner Shpresa Kaletsch, is a family-owned and operated independent insurance agency serving Southwest Florida, from Tampa Bay to Naples.

We’ve been helping individuals, retirees, and families make sense of insurance and retirement decisions — without pressure, confusion, or sales tactics. Our goal is simple: help you understand your options so you can make confident decisions that truly fit your life.

We believe guidance should be accessible, which is why we don’t charge for our online resources or our private consultations. Whether we meet virtually or in person, our focus is on education, not rushing you into a decision.

As an independent agency, we work for you — not one insurance company. That means we can shop the independent market and offer a wide range of solutions across Life, Health, Medicare, Annuities, Disability, Long-Term Care, and more, including select proprietary options when they genuinely add value.

Our process starts with listening. We take the time to understand where you are today, what you’re concerned about, and what you want your future to look like. From there, we provide clear, unbiased education and easy-to-understand comparisons, so you can see how different options stack up — side by side, in plain language.

Have insurance or retirement questions? We’re here to help — at no cost and with no obligation. When you’re ready, RetireProof is here to guide you.

A Word From Shpresa:

This is why we do what we do. We genuinely care about helping people feel secure and confident about their future.

At RetireProof, you’ll find a small, dedicated team that’s friendly, understanding, and knowledgeable. We take the time to listen, explain things clearly, and treat every need with care.

We’re personal in our approach, progressive in how we think, and professional in everything we do—always focused on protecting what matters most to you.

If this sounds like the kind of guidance you’re looking for, we’d love to hear from you.

Shpresa